We serve customers who own and reside in small to mid-sized homes (less than $300,000 to repair or replace) or manufactured homes, including those home owners who operate hobby farms of up to 160 acres. We also provide Renters insurance to customers who rent their residence and need protection for their personal belongings.

Add-On Coverage

We have options available to customize policies with a variety of add-on coverage options including:

  • Replacement Cost on Personal Property
  • Identity Theft Expense
  • Water Back Up from Sewers and Sump Pumps
  • Earthquake
  • All-Terrain Vehicles
  • Golf Carts
  • Boats

Flexibility that Matters

To help you manage your insurance premiums, we also offer many loss deductible options from $750 to $5,000. We also have the flexibility to limit or exclude coverages in and around your property that present an increased hazard and restrict your ability to secure affordable insurance protection.

Many options are available to pay your insurance premiums based on your unique needs. We offer the option to pay your premium in full or through your mortgage company. You may also choose various installment payment options including semi-annual, quarterly, and monthly.

Payments can be made directly from your checking or savings account or online through our web site using your credit card, debit card, checking account, or savings account.