Our company was founded by a group of farmers in Northwestern Illinois and we continue to offer insurance protection to smaller scale, family-run and hobby farms today. We serve customers who reside in farm dwellings and own or rent farming operations up to 2,500 acres.

Our Farmowners product can be tailored to provide coverage for accidental damage to residences, personal property, farm structures like barns and silos, farm machinery, livestock, and crops like corn, beans, hay, and seed.

Add-On Coverage

We have options available to customize policies with a variety of add-on coverage options including:

  • Replacement Cost on Personal Property
  • Identity Theft Expense
  • Water Back Up from Sewers and Sump Pumps
  • Earthquake
  • All-Terrain Vehicles
  • Golf Carts
  • Boats
  • Farm Employers’ Liability
  • Custom Farming Liability

We Provide Flexibility

To help you manage your insurance premiums, we also offer many loss deductible options from $750 to $5,000. We also have the flexibility to limit or exclude coverages in and around your property that present an increased hazard and restrict your ability to secure affordable insurance protection.

Many options are available to pay your insurance premiums based on your unique needs. We offer the option to pay your premium in full or through your mortgage company. You may also choose various installment payment options including semi-annual, quarterly, and monthly.

Payments can be made directly from your checking or savings account or online through our web site using your credit card, debit card, checking account, or savings account.